The OpenAI and Anthropic adapters now report an HTTP 408 as llm.TimeoutStatusError, which still matches llm.ErrTimeout but carries its status. Retrying no longer retries any error carrying a 4xx status, so a vendor's 408 is returned at once while a transport timeout, which has no status, is still retried. Tests: 408 (bare and wrapped) is not retried and a transport timeout is; FromSettings integration cases for an OpenAI and Anthropic 408 and an OpenAI transport timeout; the cap and default-timeout tests assert the literal 20 s and 60 s instead of the constants they lock. Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>