Seed household settings at boot and serve the settings API

Port of Feature 04 task 3 (7629cab) onto Feature 04 + Feature 03.

On first boot create the single household_settings row with the zone from
MEALQUEST_DEFAULT_TZ and the seed times and days (dinner 17:30, reminder
16:30, rotation check 09:00, plan draft Fri 09:00, suggestions Sun 08:00,
chat autosend Sat 08:00). An existing row is never overwritten.

Add household.SettingsService with Get, a validating Update (IANA zone,
zero-padded 24-hour HH:MM, day of week 0-6) that records updated_by, and
in-process Subscribe for the scheduler. Serve it as GET and PATCH
/api/v1/settings/household; invalid input is a 400 in the standard error
body. Migration 0002 adds household_settings.updated_by. Link time/tzdata
from internal/household so zones load in the minimal image.

Review fixes:
- F1: the settings routes are mounted on the protected /api/v1 subrouter,
  so they need a session (RequireSession) and, for PATCH, the CSRF token.
  updated_by is the session actor's subject from auth.ActorFrom; the
  duplicate internal/actor package is dropped, and Update refuses an empty
  member instead of storing NULL. A test drives PATCH through the
  production router with a real SessionManager session.
- F2: config no longer validates MEALQUEST_DEFAULT_TZ. Seeding requires a
  valid zone only when it creates the row (ErrNoDefaultZone,
  ErrInvalidDefaultZone, both naming the variable at boot), so a reboot
  over existing settings ignores a missing or invalid default.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

internal/db/models.go

@@ -85,6 +85,7 @@ type HouseholdSetting struct {
 	UpdatesSeenAt         sql.NullString
 	CreatedAt             string
 	UpdatedAt             string
+	UpdatedBy             sql.NullString
 }
 
 type IntegrationsGoogle struct {

internal/db/settings.sql.go

@@ -57,7 +57,7 @@ func (q *Queries) GetChatSettings(ctx context.Context) (ChatSetting, error) {
 }
 
 const getHouseholdSettings = `-- name: GetHouseholdSettings :one
-SELECT id, timezone, dinner_time, reminder_time, review_time, plan_draft_dow, plan_draft_time, suggestions_dow, suggestions_time, chat_autosend_dow, chat_autosend_time, onboarding_completed_at, updates_seen_at, created_at, updated_at FROM household_settings
+SELECT id, timezone, dinner_time, reminder_time, review_time, plan_draft_dow, plan_draft_time, suggestions_dow, suggestions_time, chat_autosend_dow, chat_autosend_time, onboarding_completed_at, updates_seen_at, created_at, updated_at, updated_by FROM household_settings
 WHERE id = 1
 `
 
@@ -81,6 +81,7 @@ func (q *Queries) GetHouseholdSettings(ctx context.Context) (HouseholdSetting, e
 		&i.UpdatesSeenAt,
 		&i.CreatedAt,
 		&i.UpdatedAt,
+		&i.UpdatedBy,
 	)
 	return i, err
 }
@@ -248,12 +249,12 @@ INSERT INTO household_settings (
 	id, timezone, dinner_time, reminder_time, review_time, plan_draft_dow,
 	plan_draft_time, suggestions_dow, suggestions_time, chat_autosend_dow,
 	chat_autosend_time, onboarding_completed_at, updates_seen_at,
-	created_at, updated_at
+	updated_by, created_at, updated_at
 ) VALUES (
 	1, ?, ?, ?, ?, ?,
 	?, ?, ?, ?,
 	?, ?, ?,
-	?, ?
+	?, ?, ?
 )
 ON CONFLICT (id) DO UPDATE SET
 	timezone = excluded.timezone,
@@ -268,8 +269,9 @@ ON CONFLICT (id) DO UPDATE SET
 	chat_autosend_time = excluded.chat_autosend_time,
 	onboarding_completed_at = excluded.onboarding_completed_at,
 	updates_seen_at = excluded.updates_seen_at,
+	updated_by = excluded.updated_by,
 	updated_at = excluded.updated_at
-RETURNING id, timezone, dinner_time, reminder_time, review_time, plan_draft_dow, plan_draft_time, suggestions_dow, suggestions_time, chat_autosend_dow, chat_autosend_time, onboarding_completed_at, updates_seen_at, created_at, updated_at
+RETURNING id, timezone, dinner_time, reminder_time, review_time, plan_draft_dow, plan_draft_time, suggestions_dow, suggestions_time, chat_autosend_dow, chat_autosend_time, onboarding_completed_at, updates_seen_at, created_at, updated_at, updated_by
 `
 
 type UpsertHouseholdSettingsParams struct {
@@ -285,6 +287,7 @@ type UpsertHouseholdSettingsParams struct {
 	ChatAutosendTime      string
 	OnboardingCompletedAt sql.NullString
 	UpdatesSeenAt         sql.NullString
+	UpdatedBy             sql.NullString
 	CreatedAt             string
 	UpdatedAt             string
 }
@@ -305,6 +308,7 @@ func (q *Queries) UpsertHouseholdSettings(ctx context.Context, arg UpsertHouseho
 		arg.ChatAutosendTime,
 		arg.OnboardingCompletedAt,
 		arg.UpdatesSeenAt,
+		arg.UpdatedBy,
 		arg.CreatedAt,
 		arg.UpdatedAt,
 	)
@@ -325,6 +329,7 @@ func (q *Queries) UpsertHouseholdSettings(ctx context.Context, arg UpsertHouseho
 		&i.UpdatesSeenAt,
 		&i.CreatedAt,
 		&i.UpdatedAt,
+		&i.UpdatedBy,
 	)
 	return i, err
 }